adOct 21, 2026, 10:00

Largest premium increase ever: DSW health insurance premium rises faster than cabinet expected

Health insurer DSW has announced a record-breaking monthly premium increase of 14.75 euros, citing rising costs and reduced government funding. The insurer is utilizing 25 million euros from its reserves to temper the hike while setting its annual deductible at 390 euros.

Health insurer DSW has announced its monthly premium for next year will increase by 14.75 euros, bringing the total to 173.25 euros. This represents the largest premium hike in the company's history, exceeding the government's estimate of 12.50 euros per month. DSW director Aad de Groot attributed the rise to several factors, including increased care demand, rising labor costs, and lower government funding for mental health and district nursing. To partially mitigate the impact on consumers, the insurer is using 25 million euros from its financial reserves.

DSW also confirmed that it will keep its mandatory deductible at 390 euros, staying 10 euros below the government's standard of 400 euros. De Groot expressed concerns that the current healthcare system is outdated and contributes to care avoidance among vulnerable populations. While other Dutch insurers are expected to announce their 2027 premiums by November 12, the DSW announcement often serves as a key indicator for national trends. Customers will have until the end of the year to switch providers.

Economy Health Netherlands

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Based on reporting by ad. Translated and condensed by LocalHeadlines.

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