First health insurance premium for 2027 rises by record percentage: 'Get used to it'
Dutch insurer DSW has announced a record increase in health insurance premiums for 2027 due to rising healthcare costs and reduced government subsidies. Experts warn that premiums will likely continue to climb in the coming years unless significant structural changes or investments in prevention are made.
The Dutch health insurance provider DSW has announced a record increase in premiums for 2027, driven by rising costs and government budget adjustments. CEO Aad de Groot stated that the company must correct for two years of cost growth simultaneously, noting that the government cut a 400 million euro subsidy for nursing care and underestimated the funding needed for mental healthcare. To mitigate an even sharper increase, DSW contributed 25 million euros from its own reserves.
Health economist Wim Groot warned that rising healthcare demand, new technologies, and salary increases for medical staff will likely cause premiums to continue climbing. He suggested that the current model, which relies heavily on solidarity from younger generations, may face future challenges. DSW estimates that without structural changes, such as increased investment in preventative healthcare, monthly premiums could exceed 200 euros within three years. Other Dutch insurers are required to disclose their premium rates for the coming year no later than November 12.
Based on reporting by nu. Translated and condensed by LocalHeadlines.
